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AMI offers a great tool for merchants looking for some extra cash to invest in their businesses. This program is a cash advance on future credit card sale receivables.  Payments are extremely flexible, varying day to day based on the activity and volume of credit card transactions. Payments are deducted from the daily settlements by a specified percentage.  The total payback amount is fixed and usually paid back within a 7-9 month period.  There’s no penalty for taking a longer or a shorter term to complete the payment.  Payment will continue until the full amount has been satisfied.   Approval process is quick and funding usually occurs in as little as 2 weeks.  Unlike conventional bank loans, AMI cash advance has no fixed term or payments and it does not restrict how you use the funds.  This is an ideal program for merchants with low average tickets and high transaction volume.  Qualified business industries include restaurants and retail businesses.

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